Just what kind of health insurance do federal judges and Supreme Court justices have? That question seems fair to ask in light of U.S. District Judge Reed O'Connor's ruling on Friday striking down the Affordable Care Act -- the 2010 law passed under President Barack Obama that expanded health insurance to millions of Americans -- as unconstitutional. O'Connor's decision looks certain to be appealed by a group of Democratic state attorneys general, first to the U.S. Court of Appeals for the Fifth Circuit and then likely to the Supreme Court.While the ACA's ultimate fate may depend on those courts, here's what to know about the health coverage federal judges and Supreme Court justices can typically expect.Hundreds of plan to choose fromLike the vast majority of federal employees of all ranks, the government's judges have the option of enrolling in plans offered by the Federal Employee Health Benefits system. It includes hundreds of plan choices throughout the U.S. -- far more than … [Read more...] about How does federal judges’ health insurance stack up?
Why private health insurance
Over the last two decades, the cost of health insurance has gone up an average of 3.7 percent per year in Switzerland and people are well and truly fed up. Health insurance costs are a hot topic in Switzerland right now. Speak to anyone in the country about what concerns them most and they are likely to mention rising premiums. “It's two to midnight,” said Swiss price watchdog Stefan Meierhans recently, describing the current situation. Meanwhile the CEO of health insurance Santésuisse said the system was “gradually approaching collapse”. Because while almost everyone agrees Switzerland has fantastic healthcare, it comes at a high price. Healthcare costs in 2015 were equal to 12.1 percent of GDP, or second only to the United States, OECD figures show. It's same story for per capita spending: Switzerland is set to spend 10,500 francs per person for healthcare in 2018 this year, according to the KOF Swiss Economic Institute at Zurich's ETH … [Read more...] about How can health insurance in Switzerland be made cheaper?
Stateline, ContributorStateline provides daily reporting and analysis on trends in state policy. Four states are trying to calm roiling health insurance markets by creating state reinsurance pools – even as actions by Congress and the Trump administration continue to create uncertainty. 04/09/2018 12:45 pm ET By Michael Ollove A couple of years ago, the health insurance exchange in Minnesota – MNsure – was in deep trouble. Health insurance premiums for individual policies had shot up by as much as 67 percent, among the steepest increases in the country. Insurers were abandoning the market, leaving 116,000 Minnesotans with scant choices. The Minnesota Legislature offered a solution: a $271 million, publicly funded reinsurance pool that would help health insurance companies pay the most expensive medical claims, thereby lowering overall insurance premiums. The hope was that backstopping the insurers would stabilize the market and halt the rocket-like … [Read more...] about To Curb Rising Health Insurance Costs, Some States Try ‘Reinsurance Pools’
Federal Health Minister Alain Berset released the figures in a press conference on Thursday. Photo: Federal Assembly Swiss health insurance premiums will rise by four percent on average across the country in 2015, the highest rise in four years, according to official figures released by Swiss health minister Alain Berset in a press conference in Bern on Thursday. The rise means Swiss residents paying the obligatory health insurance will next year fork out on average 411.80 francs a month on a 300 franc deductible, 15.70 francs a month more than this year. The average rise is significantly higher than in recent years, with premiums rising no more than 2.2 percent in each of the previous three years. In 2014 premiums rose by 2.2 percent, and in 2013 by 1.5 percent. The announcement comes ahead of a referendum this Sunday in which the Swiss public will vote on the establishment of a single national health insurer instead of the present private system which … [Read more...] about Health insurance rise is highest in four years
Having kids can be really expensive. My son eats like he is already a teenager and seems to grow into the next-size clothing every few months. Our babysitter charges $20 an hour. Diapers and wipes cost a lot of money. Don’t even get me started on diaper cream. Is it made of liquid gold? Once he outgrew his infant gear, it was time to buy a crib, larger car seat and stroller. It seems like every other day I’m ordering stuff from Amazon Prime. For a baby born in 2015, the U.S. Department of Agriculture says the total cost of raising a child from infancy to age 17 for a middle-income family is $233,610. This does not include the price of college. Gulp! Food, clothing, housing, transportation and baby basics are just part of the equation. Since he was born, Killian has also needed several wellness visits with his pediatrician for routine screenings and immunizations. He has also had a number of doctor’s appointments to diagnosis and combat the germs that he is fond of … [Read more...] about The importance of health insurance for children