Health Inc. Facebook Twitter Flipboard Email Enlarge this image Selling short-term health plan is lucrative for brokers and insurers. skynesher/Getty Images hide caption toggle caption skynesher/Getty Images Selling short-term health plan is lucrative for brokers and insurers. skynesher/Getty Images Sure, they're less expensive for consumers, but short-term health policies have another side: They're highly profitable for insurers and offer hefty sales commissions for brokers. Driven by rising premiums for Affordable Care Act plans, interest in short-term insurance is growing, boosted by Trump administration actions to ease Obama-era restrictions and possibly make federal subsidies available to consumers to purchase them. Short-term plans can be far less expensive than ACA plans because they set annual or lifetime payment limits. Most of these plans exclude people with pre-existing medical conditions, don't cover prescription drugs and exclude in … [Read more...] about Short-Term Health Plans Boost Profits For Brokers And Insurers
Fine for no health insurance 2016
By Melissa Patrick Kentucky Health News For the first time in nearly a decade, the number of uninsured children in the United States and Kentucky increased, according to a report from Georgetown University in Washington, D.C. Kentucky Voices for Health graphic From 2016 to 2017, the number of uninsured children in the U.S. increased by 276,000, to nearly 4 million. About 5 percent of the nation's children were uninsured in 2017, up from 4.7 percent in 2016. In Kentucky, 6,000 fewer children had health insurance in 2017, for a total of 41,000. That's an increase to 3.8 percent, up from 3.3 percent in 2016. The report, based on Census Bureau data, found that no state saw its number of uninsured children decline. The rate did drop in the District of Columbia. "Having health insurance is important for children because it improves their access to needed preventive and primary care such as well-child visits, immunizations, and prescription drugs. Insured children are … [Read more...] about More children in state and nation lack health insurance; Kentucky kids’ uninsured rate rose to 3.8% in 2017, from 3.3% in 2016
SECTIONS Search E-edition Customer Service Customer Service SacBee Rewards About Us About Us Contact Us Apps Mobile & Apps Twitter, Facebook, Google+, YouTube News in Education (NIE) Newsletters Local Sacramento Region Arena City Beat Crime Local Govt Salary Database The Homeless Marcos Bretón Transportation Education Environment Health & Medicine Traffic Conditions Weather Communities Elk Grove Folsom/El Dorado Roseville/Placer Yolo Sports Sports Kings NBA News 49ers Giants Oakland A's High School Sports Joe Davidson More Sports Raiders NFL News MLB News River Cats Soccer Colleges Golf Autos Racing Politics Politics Capitol Alert State Workers The California Influencer Series Local Elections PoliGRAPH State Worker Salary Database Legislative Gifts … [Read more...] about 2.7 million Californians don’t have health insurance. Can that number go lower?
Sections SEARCH Skip to content Skip to site index Subscribe Log In Subscribe Log In Advertisement Upshot Supported by People earning too much to qualify for subsidies are finding themselves priced out, according to a new government report. ByMargot Sanger-Katz July 3, 2018 Last year, as insurance prices rose by an average of just over 20 percent around the country, people who qualified for Obamacare subsidies hung onto their insurance. But the increases appear to have been too much to bear for many customers who earned too much to qualify for financial help. According to a new government report, about a million people appear to have been priced out of the market for health insurance last year. The report is the first comprehensive look by the Department of Health and Human Services at people who buy their own insurance but don’t qualify for federal subsidies under Obamacare. Individuals who earn more than around $48,000 … [Read more...] about When Health Insurance Prices Rose Last Year, Around a Million Americans Dropped Coverage
There are already more than a dozen reasons people can use to avoid paying the penalty for not having health insurance. Now the federal government has added four more “hardship exemptions” that let people off the hook if they can’t find a marketplace plan that meets not only their coverage needs but also reflects their view if they are opposed to abortion.It’s unclear how significant the impact will be, policy analysts said. That’s because the penalty for not having health insurance will be eliminated starting with tax year 2019, so the new exemptions will mostly apply to penalty payments this year and in the previous two years.“I think the exemptions … may very marginally increase the number of healthy people who don’t buy health insurance on the individual market,” Timothy Jost, emeritus professor of law at Washington and Lee University in Virginia who is an expert on health law.Under the new rules, people can apply for a … [Read more...] about 4 New Ways You Can Avoid Fines For Not Having Health Insurance