Factoring receivables tax treatment

By Natalie Cort, Ph.D., guest contributor Black History Month is an important and necessary time to showcase the many accomplishments of African-Americans/Black individuals, but as we recognize Black History Month, we must acknowledge that the limited numbers of mental health professionals from racial/ethnic minority backgrounds prevents ubiquitous implicit negative biases about people of color, resulting from America’s historical and contemporary racialized inequities, from being challenged and dismantled. Research shows more than 6.8 million self-identified African-Americans/Black individuals had a diagnosable mental illness in the past year, which is more people than the populations of Chicago, Houston, and Philadelphia combined1. As a consequence of historical institutional discrimination and marginalization, African-Americans experience socioeconomic disparities, such as homelessness, poverty, incarceration or substance abuse, that can increase their risk for mental illness. … [Read more...] about Leveling the Mental Health Counseling Racial Playing Field

Source: Ryan Hyde, Flickr, CC 2.0 This article distills what has worked best for my clients who have a problem with time management and procrastination. Sometimes foundational to the problem is that the person doesn't care enough to manage time well. They know that a productive life is better led than a slothful one, but are impeded by depression or having been beaten up in life’s first rounds, so it’s hard to come out for the next round. Or their life is in such disarray that managing time better feels insignificant, like polishing the brass on the Titanic. Of course, those are tough situations, but if that's where you are, your best shot is to defer thinking about time management and instead first take baby steps to improve your life, whether it's to clean a corner of one room, take walks, decide to cut back even a bit on your substance abuse, get a job you can easily get, even if it’s barista, see the dentist, or help someone worse off. That can boost your … [Read more...] about Time Management and Procrastination: What works