Susan Tompor Detroit Free Press Published 7:00 AM EDT Mar 28, 2019 April is a tough month to not think about your money. Everywhere you turn, you're smacked with something — waiting for your tax refund, writing a check to pay the federal government what you owe, meeting a deadline to fund your Roth IRA. And yes, Money Smart Week. This year, Michigan's Money Smart Week isn't just one stretch of seven days. Instead, it's turned into a month of events that run through April 30 to highlight financial literacy month. Many key Money Smart Week seminars run this week. We're looking at a wide range of events that can help consumers do everything from learn how to repair their credit to even fixing the zipper on their pants, a sure-fire way to save real money. And it's all free — free, free, free. "It's cheaper to fix what you've got, especially when it's fixed for free at the Repair Cafe," said Denise Harris-Fiems, a reference … [Read more...] about Money Smart Week: Learn how to fix your credit score
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Melissa Nann Burke The Detroit News Published 10:01 PM EDT Mar 17, 2019 Washington — New legislation introduced in Congress by freshman Rep. Rashida Tlaib would block insurers from factoring in a consumer's credit history when setting auto rates. Tlaib, a Democrat, says credit history or scores have nothing to do with how people drive, and results in discrimination against low-income consumers. "It's a new form of red-lining. If you have a low credit score, you're low-income, if you're financially burdened, does that make you less of a safe driver? No," Tlaib said. "It's just unfair. Most of my most of my neighbors and residents, they don't have access to credit, and they shouldn't be punished for being poor." Tlaib represents parts of Detroit, which has the highest auto insurance rates in the nation, but says the issue is one of fairness that resonates with her colleagues from around the country. She already has 25 co-sponsors … [Read more...] about Tlaib bill would prohibit use of credit scores to set car insurance rates
NEW YORK — At some point, you'll buy your last car and refinance your last mortgage. Surely, you're thinking, now I can stop worrying about my credit score. Well, not really, although there are situations when credit scores shouldn't be anyone's main concern.Let's start with some reasons why credit scores still matter, even when you don't plan to borrow money.Lenders aren't the only ones checking your credit. Most insurers use credit-based insurance scores, which use information from credit reports, to help set premiums for auto, homeowner and renter policies. A drop from excellent to poor credit can more than triple a homeowner's premiums in some states. Credit can have a bigger impact on auto insurance premiums than any other factor, including your driving record, according to an investigation by Consumer Reports.That's not all. Cellphone companies often reserve their best deals for people with the best credit. And many employers check credit … [Read more...] about Do we ever get old enough to stop worrying about our credit scores?
Inmate No. 15000-030 is released into the frigid January morning at 8:46, a gray custodial suit of sweatpants and long-sleeved thermal clinging to his immense frame, a bushy salt-and-pepper beard wrapping around his face, a guard escorting him with a high-powered rifle slung over his right shoulder. Most politicians would appear hopelessly—dangerously—misplaced in a federal prison. Kent Sorenson is not most politicians. Standing over six feet tall and weighing every bit of 270 pounds, with 11 tattoos and a cleanshaven head, Sorenson is probably the only state senator to have ever been mistaken for a member of the Aryan Brotherhood. That happened during his first stop on the penal turnpike, the Metropolitan Correctional Center (“The MCC”) in Chicago, an administrative facility with maximum-security lodging where the “fish” was viewed warily by fellow inmates. A white supremacist, they figured, sizing him up. It didn’t take long—as soon as … [Read more...] about Kent Sorenson Was a Tea Party Hero. Then He Lost Everything.
The Buffalo Bills were the best. This was in 1990, 1991, 1992 and 1993—for four whole years, they crushed the other football teams. Total domination. The Bills didn’t lose a single playoff game at home for six seasons. Even on their very worst days, when their star quarterback was injured and they fell behind 35–3, the Buffalo Bills found a way to come back and win. They had stars all over the field—quarterback, running back, wide receiver, defense—and they tormented opponents with an innovative quick-strike, no-huddle offense that produced highlight after highlight after highlight: boom, boom, boom, boom, boom. The Bills not only won, they changed the time signature of football; they made the notoriously slow game flow. Defenses could hardly get set before the Bills were scoring all over them. It was one of the great charmed runs in the history of American sports, and the best part was that it was all happening in snow-buried, Rust Belt, shitty old … [Read more...] about How Football Fed Timothy McVeigh’s Despair